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BTC Bank

Checking

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At BTC Bank, we’re proud to offer a complete range of checking accounts with some of the best rewards available.

 
Whether you’re looking to get cash back on everyday debit card purchases or earn interest in a high yield checking account, we have the personal checking options to fit your needs. Our friendly team can help you select the account with the best benefits.
 

Banner Club

 
The Banner Club is a club designed exclusively for customers age 50 and over with a cumulative deposit balance maintained at $5,000.00 or above or loan amount of $75,000.00 or above at BTC Bank. This club offers free distinctive personalized banner club checks, money orders, cashier’s checks, and stop payments. Members will receive a newsletter and also be invited to participate in group travel and our annual Banner Club membership dinner. For more information or to sign up, please see your customer service representative.
 

Kasasa Cash Back

 
Kasasa is our free checking that pays you for banking with us.
 
  • Cash Back Checking Account – Click here to see current rates
  • Nationwide ATM withdrawal fee refunds up to $25.00 per cycle when qualifications are met
  • No minimum balance
  • No monthly maintenance fees
  • Add Kasasa Saver – an automatic way to save!
  • Be enrolled in and agree to receive e-statements
  • Minimum deposit of $100.00 to open an account
  • To qualify, we ask that you do the following simple transactions and activities during each monthly qualification cycle:
    • 12 debit card purchases post and settle
    • Have one direct deposit or ACH credit or debit transaction post and settle
  • No penalties if you don’t meet your qualifications for the month!
    • Your account is still free
    • Try again next month!
 

Kasasa Cash

 
Kasasa is our free checking that pays you for banking with us.
 
  • High-Interest Checking Account – Click here to see current rates
  • Nationwide ATM withdrawal fee refunds up to $25.00 per cycle when qualifications are met
  • No minimum balance
  • No monthly maintenance fees
  • Add Kasasa Saver – an automatic way to save!
  • Be enrolled in and agree to receive e-statements
  • Minimum deposit of $100.00 to open an account
  • To qualify, we ask that you do the following simple transactions and activities during each monthly qualification cycle:
    • 12 debit card purchases post and settle
    • Have one direct deposit or ACH credit or debit transaction post and settle
  • No penalties if you don’t meet your qualifications for the month!
 

Regular Checking

 
  • Free Online Banking and Bill Pay
  • Free Debit/ATM Card
  • Free initial order of New Account checks
  • Unlimited Check writing
  • Check Printing: Cost depends on the style of check ordered
  • A minimum deposit of $100.00 is required to open an account
  • If the account falls below $300.00 any day of the statement cycle a $3.00 service charge will apply (fee does not apply to students, customers 65 years and older and BTC Banner Club members).
 

Personal NOW Checking

 
  • Interest Bearing Account
  • A minimum deposit of $1,000.00 is required to open an account
  • If the account falls below $1,000.00 any day of the statement cycle a $5.00 service charge will apply.
  • Free Debit/ATM card
  • Free Online Banking and Bill Pay
  • Free initial order of New Account checks
  • Unlimited Check writing
  • Check Printing: Cost depends on the style of check ordered
 

Tiered Money Market

 
  • Interest Bearing Account – Click here to see current rates
  • Free Online Banking and Bill Pay
  • Minimum deposit to open account $2,500.00
  • If the account falls below $1,000.00 any day of the statement cycle a $5.00 service charge will apply.
  • Limited to 6 withdrawals per month. Unlimited in-bank withdrawals or transfers.
  • Check Printing: Cost depends on the style of check ordered
 
Dial 1-877-BTC-BANK toll-free today or contact us online to speak with a helpful team member or visit your local branch in Bethany, Gallatin, Albany, Pattonsburg, Chillicothe, Lamoni, Carrollton, Boonville, Beaman, Trenton, Maysville or Osborn. We serve the banking needs of communities throughout Northwest Missouri & Lamoni, Iowa and offer our customers access to a nationwide ATM network.
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