Mortgage & Personal Loans

With personal service, competitive interest rates, and flexible repayment plans, one of our personal loans can be an effective option.

Home & Mortgage Loans

Buying a home is one of the most important decisions you’ll ever make. Working with local, trustworthy people to finance that home makes the decision a lot easier. We offer variable rate mortgages, fixed-rate mortgages, refinancing options, and construction loans, plus more, with a reasonably low down payment. We build relationships with our customers and work hand in hand to help them achieve their goal of owning a home.

Use your home equity to borrow money at a fixed low interest rate with a predetermined repayment term. You can use funds from your home equity for just about anything, such as home renovations or college education.

If you’re thinking of making improvements, adding a new addition, or updating your home, a BTC Bank home improvement loan may be the right choice for you.

Watercraft financing is available for new and used boats including motorboats, boat trailers, ski boats, pontoon boats, fishing boats, and more. 

With a powersport vehicle loan you can finance the purchase of all-terrain and utility vehicles such as ATVs, UTVs, motorcycles, jet skis, side-by-side vehicles, and more. 

If you enjoy road trips and camping on the weekends, you can finance the purchase of a new or used RV such as motorhomes, camping trailers, camper vans, travel trailers, toy haulers, and more. Start your adventure!

Misc. Personal Loans

Check out our various Personal & Mortgage Loan Calculators to jump-start your personal and financial goals!