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BTC Bank

Home Improvement Loans

paint brush going against a wooden railing

You can buy a house, but it takes time to turn it into a home.

From choosing paint colors to adding a deck for summer barbecues, home improvement isn’t just about making your house look better. It’s about putting your personal stamp on the space where you and your family spend so much precious time. On the flip side, when we love something, we tend to put up with its flaws.

Many homeowners delay non-urgent repairs due to a lack of time or money. So whether you need to fix up your house before selling it, or you have a project in mind that will add individual flair and help your family enjoy your home more, a home improvement loan from BTC Bank is a flexible way to finance your next house project.

Apply for Local Home Improvement Financing


With over a century of experience behind us, BTC Bank knows how to meet the needs of the Missouri and Southern Iowa communities we serve. From farmers to nurses, young families to retirees, we offer competitive home improvement loan rates and flexible terms that fit your lifestyle.

Call or visit your local BTC Bank branch. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.

Check out our various Financial Calculators to jump-start your personal and financial goals.

Debit card icon

School Mascot Debit Cards

The Mascot Debit Card is available for new accounts
or replacement card for an existing account.