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BTC Bank

Savings Accounts

Let BTC BANK help you save for that special occasion, children's education, home improvement, travel, or other unforeseen need.

Our savings options are ideal for the beginning saver as well as customers looking for high yield savings accounts that bear interest. We will assist you personally to select the right savings account for your needs.


Regular Savings Account

  • Free Online Banking
  • Minimum deposit to open account $100.00
  • Statement: Quarterly
  • E- Statements optional
  • Limited to 6 withdrawals per quarter.
    • A withdrawal fee of $0.50 will be charged for each debit in excess of 6 during a quarterly statement cycle

Christmas Club

  • No minimum balance to open
  • You pick the amount of deposit and frequency of deposits
  • Available for automatic transfers
  • Free Online Banking
  • Check mailed to you on October 31
  • No early withdrawals allowed

Are you saving for college, that new car, or simply trying to get your finances in order? Check out our various Savings & Personal Finance Calculators to help jump-start your financial goals!


Call or visit your local BTC Bank branch in Albany, Beaman, Bethany (HQ), Boonville, Buffalo, Cameron, Carrollton, Chillicothe, Columbia, Fayette, Gallatin, Gilman City, Hardin, Jamesport, Maysville, Oregon, Osborn, Pattonsburg, Salisbury and Trenton Missouri and Lamoni, Iowa. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.

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We can help you pursue independence, freedom and the things that matter most to you.
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School Mascot Debit Cards

The Mascot Debit Card is available for new accounts
or replacement card for an existing account.