Fixed-Rate Mortgages

Your home is your peace, the product of hard work and a lifetime of dreams. It’s the place where you raise and protect your family and deepen your roots in the community. Securing a home loan means trusting a bank with your most valuable assets. Shouldn’t you work with a lender that can provide guidance and local expertise in the process of buying a home?

At BTC Bank, we understand the communities of rural Missouri and Iowa because it’s our home, too. For over 100 years we have worked with people just like you as they realized their dreams of home ownership. We’re not just bankers; we are your friends and neighbors, committed to providing you with personalized, hometown service combined with the financial tools and knowledge you need to succeed.

BTC Bank’s success is tied to yours. We reinvest in the communities we serve at every turn. We’re not a faceless entity but a friend and financial partner, rooting for your success. We understand the needs of homebuyers in the rural areas we serve and look forward to working with you as you embark on the process of buying the home of your dreams.

A fixed rate mortgage locks in current interest rates for the duration of your home loan so that you make consistent monthly payments towards the interest and principal for a fixed time period. Fixed rate mortgage terms at BTC Bank are available for terms ranging from 10, 15, 20, or 30 years, with the 30-year fixed rate mortgage being a popular option. We offer local expertise, attractive rates, flexibility, and fast decisions to lessen the stress of the home buying process.

With full-service locations throughout Missouri and Iowa, we’re here to serve you. Stop into your nearest branch or call us so our team can provide you with home buying solutions right for you. 

Check out our various Mortgage Loan Calculators to jump-start your personal and financial goals!