Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
BTC Bank

Business Loans

business loans banner


BTC Bank offers a full range of business loans, including agricultural loans.

  
Each of our branches (Bethany, Gallatin, Albany, Pattonsburg, Chillicothe, Carrollton, Boonville, Beaman, Trenton, Maysville, Osborn and Buffalo in Missouri along with Lamoni, Iowa) has loan officers present who can discuss your particular business financing needs and help you through the application process.

Agricultural Financing


Much of the business funding we do at BTC Bank is in the form of agricultural loans. We specialize in financing for farm real estate, farm machinery, livestock, operational expansion and a variety of other business needs. You can learn more about the types of farm loans we offer on our website or by speaking with one of our experienced local lenders.

Commercial Real Estate Loans


BTC Bank offers commercial real estate loans that can be directed to either the purchase of existing real estate or to new construction. Common reasons for seeking a commercial real estate loan include:

  • Expansion of a business
  • Need more space
  • Transition from renting to owning your own office site
  • Financing construction until the building is complete and the loan can be converted into a long-term repayment

As a local lender in Northwest Missouri and Southern Iowa, BTC Bank has a solid knowledge of the local business environment, and can help you find the best loan for your specific business real estate needs.

We offer long-term (up to 20 years) financing of commercial real estate at strongly competitive interest rates. There are no hidden fees, and our loan officers meet with you face-to-face to expedite the application process.

Revolving Credit Lines


BTC Bank offers various commercial lines of credit for construction, business operations, and other needs. Different term lengths are available along with fixed interest rates.
Business loans are most appropriate when you have identified a clear business need and have a strong estimate of the funding required. BTC Bank can analyze your current business situation, explore tried-and-true options that have worked with others in the community, and help you get the right loan.

Commercial Equipment Financing


We offer several financing options for business equipment and machinery, geared towards the needs of both new and established businesses. BTC Bank has proudly provided personalized service and dependable banking to farmers and other business owners in Missouri and Iowa since 1919.

Get started today by calling our Loan Officers at 1-877-BTC-BANK or visiting any of our 13 full service locations for help choosing the right business loan for you.

*offer of credit is subject to credit approval
Debit card icon

School Mascot Debit Cards


The Mascot Debit Card is available for new accounts
or replacement card for an existing account.


BTC Area Youth Benefit


Empowering area youth to become strong
community leaders.