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BTC Bank

Bank History

With 23 locations and more than $1 billion in assets, BTC Bank has the financial strength to serve you.

 

Old BTC Bank picture

BTC Bank is a community bank founded on the traditional values of personal customer service and sound banking practices. We are agriculturally minded, service oriented and driven to strengthen the communities we serve. We safeguard the assets of our customers by maintaining a strong financial base through sound loans, investments and quality service.

The Bethany Trust Company was established on September 19th, 1919 in Bethany Missouri.

  • 1919 - Law Offices of Barlow, Barlow and Kautz created a new corporation named Bethany Trust Company on September 19, 1919.
  • 1920 - Opened doors on January 1 on the Southwest side of Bethany Square with assets of $100,000.
  • 1965 - Demolished original bank and built the building that still stands there today, featuring the bank's first ever drive-up teller window.
  • 1969 - Celebrated 50th Anniversary with a daylong celebration, and reached a milestone of $10 million in assets.
  • 1985 - Peggy Rhinehart, Bethany Trust Company's first female vice-president and interim CEO, created the Gold Key Account Club (known as the Banner Club today) for customers meeting certain age and account criteria.
  • 1998 – Began 1998 with assets of $81,121,298.00, acquired the Bank of Gallatin/First State Bank in Gallatin and opened Gallatin BTC Bank branch.
  • 1999 – Celebrated our 80th anniversary in September, changed our name to BTC Bank, and opened a new branch in Albany.
  • 2003 – Acquired the First Bank of Missouri in Pattonsburg and opened Pattonsburg BTC Bank.
  • 2005 – Built and opened second location in Bethany with plans to later relocated BTC Bank headquarters.
  • 2007 – Completed construction and opened our Chillicothe BTC Bank Branch.
  • 2008 – Closed our original Bethany Main Branch location and relocated our headquarters current location: 3606 Miller Street, Bethany. The city library was then moved into the bank's original location, where it still stands today. 
  • 2009 - Installed a bridge over a water feature on our main campus in celebration of BTC's 90th Anniversary.
  • 2011 – Expanded across state lines to open a full-service BTC Bank Branch in Lamoni, Iowa.
  • 2013 - Created BTC Area Youth Benefit Corp., a nonprofit organization, to support local children through volunteerism and donation, beyond what BTC Bank could do itself. 
  • 2014 – Opened our seventh full service bank, located in Carrollton.
  • 2015 – Moved into new permanent Carrollton BTC Bank location and opened new BTC Bank loan office in Boonville.
  • 2016 – Upgraded our Boonville loan office to a full service BTC Bank Branch.
  • 2017 – Opened ninth full-service branch, located in Beaman (Smithton).
  • 2018 – Opened a temporary building for 10th location in Trenton.
  • 2019 – Celebrated 100 years in business with a yearlong celebration. Acquired The Bank of Fairport with locations in Maysville and Osborn. Construction completed in Trenton and Boonville for new full service BTC Bank buildings.
  • 2020 - BTC Bank was the forefront of economic relief from the COVID-19 pandemic, helping to process over 1,800 Paycheck Protection Program (PPP) loans. Digital platforms and solutions were employed through the year to help serve the customers and communities in BTC Bank markets, while ensuring safety among all stakeholders.
  • 2021 - Opened a temporary building for our 13th location in Buffalo. Acquired Home Exchange Bank with locations in Jamesport, Oregon and Gilman City. Acquired First Cameron State Bank with two locations in Cameron.
  • 2022 – The year started off strong with BTC Bank assets at $905,447.55. Acquisition of Merchants & Farmers Bank. Buffalo branch moved into their permanent facility.
  • 2023 – New Buffalo branch building opened in February. Bought land and started construction on a new bank branch in Sedalia
  • 2024 – Opened a new bank branch in Sedalia. Built a new branch building in Beaman. Increased our customer service by adding ITM machines in a few key locations. Updated the Oregon branch and purchased a building in Cameron for administrative offices. Purchased land in Chillicothe and Gallatin to expand our footprint and continue to build our communities.
Bethany Main Bank 
We know our success is a direct reflection of the continuously loyal customers in our local communities and we strive to provide progressive banking services without sacrificing hometown hospitality. The money you deposit with our bank is reinvested back into the communities we serve and provides many opportunities for our people. As the market demands, we hope to continue to grow and expand into agriculturally driven areas that have a need for Community Banking products and services. At BTC Bank, we really are proud to be
Community Minded.
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BTC Area Youth Benefit


Empowering area youth to become strong
community leaders.