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BTC Bank

Banner Club Checking Account

Are you looking for senior checking accounts that reward you for maintaining a higher balance? The Banner Club is exclusively designed for customers age 50 and over with a cumulative deposit balance maintained at $5,000.00 or above or a loan amount of $75,000.00 or above at BTC Bank.

What is Banner Club?

This 50+ checking account club offers free personalized banner club checks, money orders, cashier’s checks, and stop payments. Members will receive a newsletter and also be invited to participate in group travel and our annual Banner Club membership dinner. For more information or to sign up, please see your customer service representative.

Banner Club Terms and Benefits

If you’re looking for checking accounts for seniors in Missouri and Iowa, the Banner Club offers great perks: 

  • Must be age 50 or over
  • $5,000 minimum deposit balance or minimum $75,000 loan balance
  • Free, distinctive checks for members
  • Free money orders
  • Free cashier’s checks
  • Free stop payments
  • Members-only newsletter
  • Social opportunities through group travel and annual membership dinner

When to choose Banner Club

If you meet the requirements, Banner Club is like a great checking account with perks for seniors. 


Sign up for Banner Club with BTC Bank!


Learn more about Banner Club. Call or visit your local BTC Bank branch in Albany, Beaman, Bethany (HQ), Boonville, Buffalo, Cameron, Carrollton, Chillicothe, Columbia, Fayette, Gallatin, Gilman City, Hardin, Jamesport, Maysville, Oregon, Osborn, Pattonsburg, Salisbury and Trenton, Missouri and Lamoni, Iowa. We serve the banking needs of communities throughout Missouri & Iowa, and offer our customers access to a nationwide ATM network.

FAQS About Bank Accounts For Seniors


What are senior checking accounts?

A checking account for seniors works like a regular checking account. The only difference is that there are age restrictions to open a senior checking account. 50+ checking account options usually come with special perks such as free checks and more.

Which bank is best for seniors?

BTC Bank is a Missouri community bank founded on the traditional values of personal customer service and sound banking practices. BTC’s continued tradition of serving our friends and neighbors with courteous, professional banking services maintains its standard of excellence today. We safeguard the assets of our customers by creating a strong financial base through sound loans, investments, and quality service.

Should you get a senior checking account?

If you meet the age and any other requirements for a senior checking account, there is no reason not to get one. Enjoy special perks like free checks and money orders, and more.

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