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BTC Bank

Business Checking

BTC Bank offers competitive checking accounts in order to meet the needs of our business and industrial customers.


Checking accounts are specifically designed for new and small businesses, commercial customers, and civic organizations.

  • Regular Business Checking
  • Business NOW (Sole proprietor only)
  • Business Tiered Money Market account
  • Public Funds
  • Business Savings
  • Business Time Deposits
We know that all businesses, big or small, new or established, are vital to the success of our communities. We strongly support our local businesses and work together to build lasting relationships. We work hard to offer the best products possible to meet your business needs.

Regular Business Checking


  • Minimum: $100.00 deposit to open
  • Free Debit/ATM Card
  • Check Printing: Free initial new account check order
    Reorder cost varies according to check style
  • Unlimited check writing
  • Direct Deposit Services
  • Free Online Banking and Bill Pay
  • Monthly Statement: Paper or E-Statement
  • Minimum Balance Requirement: $300.00
    Fees: A $3.00 service charge will be charged to an account during a statement cycle if the balance falls to $300.00 or below during the statement cycle. BTC Bank does not impose the service charge on the first monthly statement cycle. 
  • Credit Card Machines through Community Bankers Merchant Services
  • Remote Deposit Imaging System – Make deposits from the convenience of your business

Business NOW Checking

  • Minimum: $1,000.00 deposit to open
  • Free Debit/ATM Card
  • Interest-Bearing: Contact us for current rates
  • Check Printing: Free initial new account check order
    Reorder cost varies according to check style
  • Unlimited check writing
  • Direct Deposit Services
  • Free Online Banking and Bill Pay
  • Monthly Statement: Paper or E-Statement
  • Minimum Balance Requirement: $1,000.00
    Fees: A $5.00 service charge will be charged to an account during a statement cycle if the balance falls to $1,000.00 or below during the statement cycle.
  • Credit Card Machines through Community Bankers Merchant Services
  • Remote Deposit Imaging System – Make deposits from the convenience of your business
  • Exclusion: Now Accounts are not available for Corporations, Limited Liability Companies, Limited Liability Partnerships or Irrevocable Trusts.

Business Tiered Money Market Account

  • Minimum: $2,500.00 deposit to open
  • Free Debit/ATM Card
  • Interest-Bearing: Contact us for current rates
  • Check Printing: Free initial new account check order
    Reorder cost varies according to check style
  • Unlimited check writing
  • Direct Deposit Services
  • Free Online Banking and Bill Pay
  • Monthly Statement: Paper or E-Statement
  • Unlimited in-bank withdrawals
  • Minimum Balance Requirement: $1,000.00
    Fees: A $5.00 service charge will be charged to an account during a statement cycle if the balance falls to $1,000.00 or below during the statement cycle.
  • Credit Card Machines through Community Bankers Merchant Services
  • Remote Deposit Imaging System – Make deposits from the convenience of your business

 Public Funds and Bid Checking Account

  • A transactional account that is bid on an individual needs basis. Contact us or visit your local branch for more information.


Health Savings Accounts

We can recommend a possible solution to the challenges of rising health care costs for you and your employees

CDARS Network

CDARS Network offers you an outlet for FDIC coverage in the multi-millions, all through BTC Bank.


Contact Us Today

 
We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network. Call or visit your local BTC Bank branch to learn more about our business banking services.

CONTACT US   VISIT A BRANCH

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School Mascot Debit Cards


The Mascot Debit Card is available for new accounts
or replacement card for an existing account.

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Mortgage


The right home loan will give you the go-ahead to make more memories.