Business Loans

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BTC Bank offers a full range of business loans that include agricultural loans, commercial real estate, commercial equipment financing, loans for ongoing operations and for small businesses as well as revolving lines of credit. Each of our branches (Bethany, Gallatin, Albany, Pattonsburg, Chillicothe, Carrollton, Boonville and Beaman in Missouri, and Lamoni, Iowa) has loan officers present who can discuss your particular business financing needs and help you through the application process.

Commercial Real Estate Loans >

BTC Bank offers commercial real estate loans that can be directed to either the purchase of existing real estate or to new construction. Common reasons for seeking a commercial real estate loan include:

  • Expansion of a business
  • Need more space
  • Transition from renting to owning your own office site
  • Financing construction until the building is complete and the loan can be converted into a long-term repayment

As a local lender in Northwest Missouri and Southern Iowa, BTC Bank has a solid knowledge of the local business environment, and can help you find the best loan for your specific business real estate needs.

We offer long-term (up to 20 years) financing of commercial real estate at strongly competitive interest rates. There are no hidden fees, and our loan officers meet with you face-to-face to expedite the application process.

Revolving Credit Lines >

BTC Bank offers various commercial lines of credit for construction, business operations, and other needs. Different term lengths are available along with fixed interest rates.

Business loans are most appropriate when you have identified a clear business need and have a strong estimate of the funding required. BTC Bank can analyze your current business situation, explore tried-and-true options that have worked with others in the community, and help you get the right loan. Get started today by calling our Loan Officers or visiting any of our 9 Full Service locations to help choose the right business loan for you.


*offer of credit is subject to credit approval

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