Individual Retirement Account (IRAs)

Plan for your financial future with a BTC Bank IRA.

 
Now is the time to start planning for how you want to enjoy your retirement years.
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Types of IRAs Offered

 
Choose the IRA option that works best for your goals, plans and timeframe. All IRAs are invested in a CD Term of your choice.
 
  • A tax-deductible, tax-deferred Traditional IRA
  • A contributory Roth IRA offering tax-free growth of investment earnings
  • A Roth Conversion IRA to take advantage of tax-free growth of investment earnings
  • An IRA rollover for distribution from employer-qualified retirement plans
  • Transfers of an existing IRA to another IRA
  • ESA’s: Educational Savings Accounts designed for qualified educational expenses
  • Recharacterization of IRA Funds
  • Tax deductible, tax-deferred SEP IRAs for small business owners
 
Reach your financial goals.
Streamline your finances with checking and savings options for your needs.


Why a Community Bank?

 
At BTC Bank, investing locally enables us to support our communities and their unique needs. Unlike large commercial banks, the money you deposit with BTC Bank stays local, growing the economy and creating jobs. Banking with a community bank is like shopping local—it keeps money in the community and helps it thrive.
 











Ready to take the next step?