Here for Good

Our mission goes beyond banking.

 
We believe that the real measure of our worth is in the good we do. We're dedicated to enhancing the lives of our neighbors, offering our services and support with a promise to be here for good.
an exterior image of the BTC Bank in Bethany, MO. in the 1960's.
We’re dedicated to improving the lives around us, committing to a presence that’s both impactful and enduring. Our approach to banking is personal; we know our customers by name, tailoring our services to meet each person’s unique needs.
Our model is simple:
 
We invest deposits from our trusted community members into loans for those same familiar faces, creating a cycle of mutual trust and support. In the heart of our communities, we are more than bankers; we are neighbors, colleagues, and friends, committed to being here for good, both now and forever.
Our mission goes beyond banking:
 
It’s about nurturing stronger communities where our own families grow and thrive. We’re dedicated to enhancing the lives of our neighbors, offering our service and support with a promise to be here for good.

Our Pillars

BTC volunteering and serving food at an event

Here for community

 
Our mission is about nurturing stronger communities, where your own families grow and thrive. Deeply rooted in tradition since 1919, BTC Bank has flourished alongside the communities we serve. 
 
BTC presenting a check for the Carrollton Mascot Card Donation

Here for Youth

 
We are fully committed to unlocking the immense potential within our youth, guiding them to emerge as pioneers and guardians of the future. This commitment is the driving force behind our non-profit initiative, the BTC Area Youth Benefit Corp, which is dedicated to empowering the next generation.
 
a BTC employee stands in a field with a customer next to their tractor

Here for Agriculture

 
Through the best and the worst seasons, we've been supporting our farmers for over 100 years. Our tailored financial solutions for farmers and agribusinesses highlight our dedication to supporting and advancing Missouri’s leading economic force.
 


Our Promise

 
To continue to do good, we must:
 
  • be driven by agriculture, rooted in our communities and focused on our youth.
  • chart new paths while we stay true to our roots.
  • ask hard questions, seek honest answers and create good outcomes.
  • be committed and unwavering in our efforts to do good instead of easy.
  • remain steadfast in good times and persevere in hard times.
 Our promise is to continue to do good because we are Here for Good.















BTC Bank History

 
The Bethany Trust Company was established on September 19th, 1919 in Bethany Missouri.
 
  • 1919 - Law Offices of Barlow, Barlow and Kautz created a new corporation named Bethany Trust Company on September 19, 1919.
  • 1920 - Opened doors on January 1 on the Southwest side of Bethany Square with assets of $100,000.
  • 1965 - Demolished original bank and built the building that still stands there today, featuring the bank's first ever drive-up teller window.
  • 1969 - Celebrated 50th Anniversary with a daylong celebration, and reached a milestone of $10 million in assets.
  • 1985 - Peggy Rhinehart, Bethany Trust Company's first female vice-president and interim CEO, created the Gold Key Account Club (known as the Banner Club today) for customers meeting certain age and account criteria.
  • 1998 – Began 1998 with assets of $81,121,298.00, acquired the Bank of Gallatin/First State Bank in Gallatin and opened Gallatin BTC Bank branch.
  • 1999 – Celebrated our 80th anniversary in September, changed our name to BTC Bank, and opened a new branch in Albany.
  • 2003 – Acquired the First Bank of Missouri in Pattonsburg and opened Pattonsburg BTC Bank.
  • 2005 – Built and opened second location in Bethany with plans to later relocated BTC Bank headquarters.
  • 2007 – Completed construction and opened our Chillicothe BTC Bank Branch.
  • 2008 – Closed our original Bethany Main Branch location and relocated our headquarters current location: 3606 Miller Street, Bethany. The city library was then moved into the bank's original location, where it still stands today.
  • 2009 - Installed a bridge over a water feature on our main campus in celebration of BTC's 90th Anniversary.
  • 2011 – Expanded across state lines to open a full-service BTC Bank Branch in Lamoni, Iowa.
  • 2013 - Created BTC Area Youth Benefit Corp., a nonprofit organization, to support local children through volunteerism and donation, beyond what BTC Bank could do itself.
  • 2014 – Opened our seventh full service bank, located in Carrollton.
  • 2015 – Moved into new permanent Carrollton BTC Bank location and opened new BTC Bank loan office in Boonville.
  • 2016 – Upgraded our Boonville loan office to a full service BTC Bank Branch.
  • 2017 – Opened ninth full-service branch, located in Beaman (Smithton).
  • 2018 – Opened a temporary building for 10th location in Trenton.
  • 2019 – Celebrated 100 years in business with a yearlong celebration. Acquired The Bank of Fairport with locations in Maysville and Osborn. Construction completed in Trenton and Boonville for new full service BTC Bank buildings.
  • 2020 - BTC Bank was the forefront of economic relief from the COVID-19 pandemic, helping to process over 1,800 Paycheck Protection Program (PPP) loans. Digital platforms and solutions were employed through the year to help serve the customers and communities in BTC Bank markets, while ensuring safety among all stakeholders.
  • 2021 - Opened a temporary building for our 13th location in Buffalo. Acquired Home Exchange Bank with locations in Jamesport, Oregon and Gilman City. Acquired First Cameron State Bank with two locations in Cameron.
  • 2022 – The year started off strong with BTC Bank assets at $905,447.55. Acquisition of Merchants & Farmers Bank. Buffalo branch moved into their permanent facility.
  • 2023 – New Buffalo branch building opened in February. Bought land and started construction on a new bank branch in Sedalia
  • 2024 – Opened a new bank branch in Sedalia. Built a new branch building in Beaman. Increased our customer service by adding ITM machines in a few key locations. Updated the Oregon branch and purchased a building in Cameron for administrative offices. Purchased land in Chillicothe and Gallatin to expand our footprint and continue to build our communities.


Why a Community Bank?

 
At BTC Bank, investing locally enables us to support our communities and their unique needs. Unlike large commercial banks, the money you deposit with BTC Bank stays local, growing the economy and creating jobs. Banking with a community bank is like shopping local—it keeps money in the community and helps it thrive.





















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