Personal Savings Accounts

Personal savings accounts to reach your financial goals.

 
Adult and child walking through a wheat field at sunset.









Whether you’re planning for a large purchase or want to set money aside for an emergency fund, a BTC Bank savings account gets the job done. 

Compass Savings

Mother holding her children in front of farm equipment
Pair your Compass Checking account with a Compass Savings Account and earn extra rewards as you save.
 
  • Free online banking
  • A minimum deposit of $100.00 is required to open an account.
  • E-Statement enrollment required
  • Compass Checking account required

Regular Savings

Sun rising over the trees in a misty field
Earn interest on your hard-earned funds with a low minimum deposit amount.
 
  • Free online banking
  • A minimum deposit of $100.00 is required to open an account.
  • E-Statement enrollment optional
  • Limited to 6 withdrawals per quarter

Christmas Club Savings

Mother and her children decorating a Christmas tree
Set up convenient auto-savings deposits to grow your holiday nest egg throughout the year so you can enjoy a stress-free season.
 
  • Free online banking
  • No minimum balance to open
  • You pick the amount of deposit and frequency of deposits
  • Available for automatic transfers

Longer-Term Savings Options


We offer a variety of options in addition to traditional savings accounts.





















Why a Community Bank?

 
At BTC Bank, investing locally enables us to support our communities and their unique needs. Unlike large commercial banks, the money you deposit with BTC Bank stays local, growing the economy and creating jobs. Banking with a community bank is like shopping local—it keeps money in the community and helps it thrive.
 
























Ready to take the next step?