Health Savings Account (HSAs)

Save for your future health care needs with an HSA.

 
Prepare for unexpected health expenses with our tax-advantaged HSA that is handled in-house.
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Tax-Advantaged HSA Accounts

 
A health savings account can reduce costs and enable you to have direct control of your health care funds.
 
  • Available for Individuals and Employers
  • A Health Savings Plan for consumers with a high-deductible health care plan.
  • Contributions are tax-free, interest is earned tax free and qualifying health care expenditures are not taxed.
  • At age 65, HSA dollars may be used for non-medical expenditures while taxed at the then-current rate.
  • HSAs are owned by the employee/individual and are 100% vested immediately











With a BTC Bank Health Savings Account, you can enjoy:




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Free Debit/ATM Card
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Online banking & bill pay
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Free initial order of new account checks
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Unlimited check writing








Why a Community Bank?

 
At BTC Bank, investing locally enables us to support our communities and their unique needs. Unlike large commercial banks, the money you deposit with BTC Bank stays local, growing the economy and creating jobs. Banking with a community bank is like shopping local—it keeps money in the community and helps it thrive.
 
























Ready to take the next step?

 
Products are not insured by FDIC. Products are not deposit or other obligation of, or guaranteed by, the bank. Products are subject to investment risk, including possible loss of principal.