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BTC Bank

Christmas Club Savings Account

Are you looking for a simple savings account that offers everything you need and nothing you don’t? BTC Bank offers a regular savings account with free online banking and a low minimum deposit to open.

What is Regular Savings?

This simple savings account enables you to earn interest on your funds without any additional requirements. All you need is a $100 minimum deposit.

Features of Regular Savings

Learn about the terms and benefits:

  • Free Online Banking
  • Minimum deposit to open account $100.00
  • Statement: Quarterly
  • E-Statements optional
  • Limited to 6 withdrawals per quarter. A withdrawal fee of $0.50 will be charged for each debit in excess of 6 during a quarterly statement cycle.

Why BTC Bank?

Founded in 1919, BTC Bank is a community bank with locations throughout Missouri and Lamoni, Iowa. In addition to offering a full range of personal banking and trust services, we also support our communities through the BTC Area Youth Benefit Corp. Local organizations can also utilize our community rooms to hold small events, meetings, and trainings at no cost.

Open a Savings Account



Call or visit your local BTC Bank branch. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.


FAQs About Regular Savings Accounts

Why have a regular savings account?

A regular savings account is a good place to keep your emergency fund or to save for short-term goals. Unlike an investment account, a regular savings account is FDIC-insured and won’t lose value. A regular savings account still gives you the opportunity to earn interest on your deposits.

How does a regular savings account work?

To open a new savings account, simply visit your nearest BTC Bank location. You only need a $100 minimum deposit to open a regular savings account.

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