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BTC Bank

Tiered Money Market

Are you looking for tiered money market deposit accounts in Missouri or Iowa? Learn more about our money market deposit accounts with a low minimum deposit requirement.

What is a Tiered Money Market Account?

Tiered Money Market from BTC Bank is an interest-bearing checking account that offers competitive interest rates in return for a higher minimum deposit. Enjoy the liquidity of a checking account while earning interest on your funds.

Benefits and Features of Tiered Money Market

Looking for the best interest-bearing money market account? Check out all that we have to offer:

  • Interest Bearing Account – Click here to see current rates
  • Free Online Banking and Bill Pay
  • Minimum deposit to open account $2,500.00
  • If the account falls below $1,000.00 any day of the statement cycle a $5.00 service charge will apply.
  • Limited to 6 withdrawals per month. Unlimited in-bank withdrawals or transfers.
  • Check Printing: Cost depends on the style of check ordered

When to choose Tiered Money Market

Money market deposit accounts are a great option for people who maintain a higher checking account balance and want to grow their funds with interest without giving up liquidity. If you want to earn interest or other rewards with a lower average daily balance, we also offer Kasasa Cash, Kasasa Cash Back, and Personal NOW Checking as alternatives to our Tiered Money Market checking account.

Open a money market checking account!


Comparing money market accounts in Missouri or Iowa? Learn more about Tiered Money Market. Call or visit your local BTC Bank branch in Albany, Beaman, Bethany (HQ), Boonville, Buffalo, Cameron, Carrollton, Chillicothe, Columbia, Fayette, Gallatin, Gilman City, Hardin, Jamesport, Maysville, Oregon, Osborn, Pattonsburg, Salisbury and Trenton, Missouri. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.


FAQS About Money Market Deposit Accounts


Are Money Market Accounts safe?

Yes, a money market is a type of deposit account, so it’s insured by the FDIC for up to $250,000.

How does a Money Market Account work?

Money Market Accounts are like a hybrid between checking and savings. You get to earn interest on your balance, just like a savings account, but still retain access to your funds like a checking account. MMAs usually offer a certain number of check writing privileges and debit card transactions each month.

What is the interest rate on Tiered Money Market?

Click here to learn more about our rates on all BTC Bank accounts.

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School Mascot Debit Cards

The Mascot Debit Card is available for new accounts
or replacement card for an existing account.