Benefits and Features of Personal NOW Checking
Earn interest on your account balance without a transaction amount requirement.
- A minimum deposit of $1,000.00 is required to open an account.
- Free Debit/ATM card
- Free Online Banking and Bill Pay
- Free initial order of New Account checks
- Unlimited check writing
- Check printing: Cost depends on the style of check ordered
- Interest-Bearing: Contact us for current rates
- E-Statement enrollment optional
- If the account balance falls to $1,000.00 or below during the statement cycle, a $5.00 service charge will be applied to the account.
- Dormant Account Fee of $1.00 per month charged after twelve months of inactivity on balances below $100.00.
Why a Community Bank?
At BTC Bank, investing locally enables us to support our communities and their unique needs. Unlike large commercial banks, the money you deposit with BTC Bank stays local, growing the economy and creating jobs. Banking with a community bank is like shopping local—it keeps money in the community and helps it thrive.