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BTC Bank

Personal NOW Checking

Are you looking for checking accounts with interest in Missouri or Iowa? Personal NOW Checking is an interest-bearing account with a low minimum balance requirement.

What is Personal NOW Checking?

Personal NOW from BTC Bank is an interest-bearing checking account that helps you grow your funds with a low minimum balance requirement and other perks such as a free initial check order.

Benefits and Features of Personal NOW Checking

  • Interest Bearing Account – Click here to see current rates
  • A minimum deposit of $1,000.00 is required to open an account
  • If the account falls below $1,000.00 any day of the statement cycle a $5.00 service charge will apply.
  • Free Debit/ATM card
  • Free Online Banking and Bill Pay
  • Free initial order of New Account checks
  • Unlimited Check writing
  • Check Printing: Cost depends on the style of check ordered 
 

When to choose Personal NOW Checking

This checking account is a great option for people who want to earn interest on their funds but don’t use their debit card enough to meet the qualifications for Kasasa Cash. We also offer Regular Checking, Kasasa Cash Back, and Tiered Money Market as alternatives to our Personal NOW interest bearing checking account.

 

Learn more about BTC Bank’s interest earning checking accounts!

 

CONTACT US   VISIT A BRANCH

 

Learn more about Personal NOW Checking, or open a new checking account with BTC Bank. Call or Visit your local branch in Bethany, Gallatin, Albany, Pattonsburg, Chillicothe, Lamoni, Carrollton, Boonville, Beaman, Trenton, Maysville, Osborn, Buffalo, Cameron, Jamesport, Gilman City or Oregon. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.


FAQS About Checking Accounts With Interest

 

Do checking accounts earn interest?

Yes, certain checking accounts accrue interest in return for requirements such as maintaining a minimum balance or making a certain amount of monthly transactions.

Are interest-bearing checking accounts worth it?

Yes, if you are able to meet the eligibility requirements to earn interest on your checking account balance, you have nothing to lose and only extra cash to gain.

What is the interest rate on Personal NOW Checking?

Click here to learn more about our rates on all BTC Bank accounts.

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