The Benefits of Banking with a Community Bank

BTC Bank has been a true community bank since its founding in 1919. From the beginning, we have known the powerful impact that banking locally has on the communities we live and work in. As options for financial services continue to expand, community banks remain vital to the success of the local businesses, individuals and communities that they serve. There are numerous benefits to banking with a community bank, from comprehensive financial solutions to supporting community involvement and reinvesting in local businesses.

Community banks empower small businesses and agriculture to succeed.

Did you know community banks provide roughly 60% of all small business loans and 80% of agricultural loans? Local knowledge and relationship-based banking enable community banks to provide tools and solutions custom to the unique challenges and opportunities of their customers. As Missouri’s #1 ag bank, BTC Bank is proud to support the state’s leading industry and all of the local businesses and community members who help it succeed.

Community banks invest in the growth of their communities by keeping money local.

When you bank with a larger, corporate bank, you may not be sure what your money is really being used for. Community banks are committed to supporting and reinvesting in their local community. At BTC Bank, we’re proud to advocate for our local communities, small business and agricultural industry through providing financial services, establishing strategic partnerships, enhancing relationships and more.

Community banks have a deep knowledge of unique community and customer needs.

We’re more than a financial institution. We’re your friends and neighbors, and we understand that everyone has different needs and preferences for managing their finances. As a community bank, we support customers through all stages of life and their financial goals by tailoring services to meet their needs.

Community banks give back to their own communities.

Relationships with customers and communities extend beyond normal business hours. Community banks promote financial literacy, support local youth and schools, sponsor local organizations and more to help the entire community thrive. Some of our favorite community involvement initiatives include our Mascot Debit Card Program, the BTC Area Youth Benefit Corp., or less organized efforts like donating supplies to local schools and volunteering at community events.

Community banks offer consistency and transparency.

Community banks are built on strong relationships, personal connections and a shared goal of success. We are committed to providing consistent and transparent service and operate honestly and with integrity. By banking with a community bank, you are building relationships that transcend months, years and possibly generations. It is a great honor and privilege to serve our customers, and we take pride in doing a job well done.

Community banks offer competitive, personalized solutions.

Because decisions are made locally and are more relationship-based, community banks can offer more competitive, flexible financial solutions than more corporate institutions. By combining a deep understanding of your needs and local decision making, our team can provide unique, custom tools for your goals. As a result, small business owners, beginning farmers, young families and anyone in between has the support and personalized care they need to succeed.  

When you choose to bank with a community bank like BTC Bank, you are choosing a bank that cares and is committed to supporting and investing in the places we live and work. You’re contributing to improving the lives of your friends, neighbors, local businesses and the rest of your community.