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BTC Bank

BTC Kasasa Kids Savings

BTC Bank Kasasa Kids savings banner


Are you looking for a youth savings account in Missouri? At BTC Bank, we make it easy and fun to help your child learn financial basics such as saving vs. spending, compound interest, and rewards for good grades.

What is a youth savings account?

Savings accounts for kids are similar to regular savings accounts, but they are only for youth under age 18. Youth savings accounts earn interest and may offer rewards and educational tools. For example, check out our compound interest calculator.

Features of Kasasa Kids Savings

Learn about the terms and benefits:

  • Free Savings Account for ages under 18
  • Interest bearing account – visit customer service for current rate
  • Free Online Banking
  • Grade Rewards
  • Earn $2.00 per “A” or equivalent scale with cap of $10.00 per semester
  • Statement: Quarterly
  • Minimum deposit of $1.00 to open account
  • Limited to 6 withdrawals per month, unlimited in-bank withdrawals 

When To Choose Youth Savings

It makes sense to open a youth savings account when you have a child in your life who is under 18. For other savings needs, such as Christmas Club and Regular Savings for adults age 18+, check out the rest of our savings account options.


Why BTC Bank?

We are Community Minded… Just Like You. Founded in 1919, BTC Bank now has 22 locations throughout Missouri and Iowa. In addition to offering youth savings accounts, we also support youth organizations in our communities through the BTC Area Youth Benefit Corp.


Open a Youth Savings Account




Open a new youth savings account from BTC Bank. Call or visit your local BTC Bank branch. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.


FAQs About Youth Savings Accounts


What is a youth savings account?

Savings accounts for kids are for children and teens under age 18. They earn interest on deposits and may offer additional perks or benefits.

Which savings account is best for a child?

The BTC Kasasa Kids Savings account is a free savings account for kids and teens younger than 18. It is an interest-bearing savings account that also comes with free online banking and the opportunity to earn rewards for good grades.

What do you need to open a youth savings account?

Parents and guardians can open a kids savings account for their child. You’ll need their social security card and other basic information.

*Account information for Kasasa Kids Savings: Daily balances less than or equal to $2,500 receive an interest rate of 2.50%. The annual percentage yield for this tier is 2.53%. Tier 2: Balances over $2,500 earn 0.30% interest rate on the portion of the daily balance over $2,500 resulting in a range from 2.53% to 0.30% depending on the account’s balance. APY = Annual Percentage Yield. APYs accurate as of today’s date. Rates are variable and may change after account is opened. Additional information: A $1.00 minimum deposit is required to open a BTC Kasasa Kids Savings account. A $10.00 cap is applied to each grade card reward per semester. This account will be automatically changed to a BTC Bank regular savings account when primary account holder reaches the age of 18. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. 

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
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BTC Area Youth Benefit

Empowering area youth to become strong
community leaders.

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School Mascot Debit Cards

The Mascot Debit Card is available for new accounts
or replacement card for an existing account.