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BTC Bank

Kasasa Checking Accounts

Are you looking for reward checking accounts in Missouri or Iowa? Kasasa Cash and Cash Back are free checking accounts that pay you for banking with us. Compare Kasasa checking account options:

What is Kasasa Cash Back?

Kasasa Cash Back is a free checking account that rewards you for using your debit card. There is no minimum balance requirement and you can also enjoy nationwide ATM fee refunds up to $25.00 per cycle as long as qualifications are met.

 

Benefits and Features of Kasasa Cash Back

  • Cash Back Checking Account – Click here to see current rates
  • Nationwide ATM withdrawal fee refunds up to $25.00 per cycle when qualifications are met
  • No minimum balance
  • No monthly maintenance fees
  • Add Kasasa Saver – an automatic way to save!
  • Be enrolled in and agree to receive e-statements
  • Minimum deposit of $100.00 to open an account
  • To qualify, we ask that you do the following simple transactions and activities during each monthly qualification cycle:
    • 12 debit card purchases post and settle
    • Have one direct deposit or ACH credit or debit transaction post and settle
  • No penalties if you don’t meet your qualifications for the month!
    • Your account is still free
    • Try again next month!


What is Kasasa Cash?

Kasasa Cash is a free checking account that offers variable rewards for using your debit card. Enjoy perks such as no minimum balance requirement and nationwide ATM fee refunds.


Benefits and Features of Kasasa Cash

  • High-Interest Checking Account – Click here to see current rates
  • Nationwide ATM withdrawal fee refunds up to $25.00 per cycle when qualifications are met
  • No minimum balance
  • No monthly maintenance fees
  • Add Kasasa Saver – an automatic way to save!
  • Be enrolled in and agree to receive e-statements
  • Minimum deposit of $100.00 to open an account
  • To qualify, we ask that you do the following simple transactions and activities during each monthly qualification cycle:
    • 12 debit card purchases post and settle
    • Have one direct deposit or ACH credit or debit transaction post and settle
  • No penalties if you don’t meet your qualifications for the month!

 

When to choose Kasasa Cash or Cash Back

If you can qualify for the perks, Kasasa checking accounts offer great rewards without a catch. We also offer Regular Checking, Personal NOW Checking, and Tiered Money Market as alternatives to our Kasasa checking accounts in Buffalo, MO.

Open a cash back checking account or free checking account with interest!


CONTACT US   VISIT A BRANCH


Learn more about Kasasa checking or open a new interest bearing checking account. Call or visit your local BTC Bank branch in Bethany, Gallatin, Albany, Pattonsburg, Chillicothe, Lamoni, Carrollton, Boonville, Beaman, Trenton, Maysville, Osborn, Buffalo, Cameron, Jamesport, Gilman City and Oregon. We serve the banking needs of communities throughout Missouri & Lamoni, Iowa, and offer our customers access to a nationwide ATM network.


FAQS About Kasasa Checking Accounts

How does a Kasasa checking account work?

Kasasa checking accounts are totally free. If you meet the monthly cycle requirements, you’ll earn your ATM fee refunds and interest or cash back rewards. If you don’t qualify this cycle, try again next month.

What is the interest rate on Kasasa checking?

Click here to learn more about our rates on all BTC Bank accounts.

Are Kasasa accounts worth it?

Since there are no catches to having a Kasasa checking account, you have nothing to lose and only extra cash to gain.

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: Balances up to $10,000 receive APY of 2.50%; and balances over $10,000 earn 0.30% interest rate on the portion of balance over $10,000, resulting in a range from 2.50% to 0.50% APY* depending on the account’s balance. Kasasa Cash Back: 4.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Kasasa Saver: (if linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to $50,000 in your Kasasa Saver account receive an APY of 0.75% and balances over $50,000 earn 0.30% interest rate on the portion of balance over $50,000, resulting in a range from 0.75% to 0.45% APY depending on the account’s balance. ATM Fee Refunds: you will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.01% APY*; all balances in a Kasasa Saver account earn 0.01% APY; cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the interest earned within the linked Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, if the advertised APY* is represented without a linked Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of today’s date. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit/ACH credit or debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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