Checking

BTC Bank offers a complete range of deposit account products. We will assist you personally to select the right checking account for you.

Banner Club

The Banner Club is a club designed exclusively for customers age 55 and over with a cumulative balance maintained at $5000.00 or above at BTC Bank.  This club offers free distinctive personalized banner club checks, money orders, cashier’s checks, and stop payments.  Members will receive a newsletter and also be invited to participate in group travel and our annual Banner Club membership dinner.  When combined with the Hometown Rewards Checking Account, members will receive all Hometown Reward Benefits at no additional cost. For more information or to sign up, please see your customer service representative.

Hometown Rewards Checking

  • Minimum deposit to open account $100.00
  • $6.00 Service Charge that is reduced by $0.25 each time your debit card is used for a purchase
  • Electing to receive an Electronic Statement in place of a paper statement reduces the service charge by $1.00
  • Access to online Local Merchant discounts and National discounts
  • Payment Card Monitoring
  • Identity Theft Protection
  • Free Debit/ATM card
  • Free Online Banking and Bill Pay
  • Free initial order of New Account checks
  • Check Printing: Cost depends on style of check ordered
  • Unlimited Check writing
  • Click here to advance to the Hometown Rewards Page for a more detailed description of the account or to access your online discounts

Regular Checking

  • A minimum deposit of $100.00 is required to open an account
  • If the account falls below $300.00 any day of the statement cycle a $3.00 fee will apply (fee does not apply to students, customers 65 years and older and BTC Banner Club members).
  • Free Online Banking and Bill Pay
  • Free Debit/ATM Card
  • Free initial order of New Account checks
  • Unlimited Check writing
  • Check Printing: Cost depends on style of check ordered

NOW Checking

  • Interest Bearing Account
  • A minimum deposit of $1,000.00 is required to open account
  • If the account falls below $1,000.00 any day of the statement cycle a $5.00 fee will apply.
  • Free Debit/ATM card
  • Free Online Banking and Bill Pay
  • Free initial order of New Account checks
  • Unlimited Check writing
  • Check Printing: Cost depends on style of check ordered

HIFI/Money Market Checking

  • Interest Bearing Account
  • Minimum deposit to open account $2,500.00
  • If the account falls below $1,000.00 any day of the statement cycle a $5.00 fee will apply.
  • Free Online Banking and Bill Pay
  • Limited to 6 withdrawals per month. Unlimited in-bank withdrawals or transfers.
  • Check Printing: Cost depends on style of check ordered

 

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